Modern Slavery and Human Trafficking Statement


The UK Modern Slavery Act 2015 introduced important provisions to help combat modern slavery, human trafficking and human right abuses (together Modern Slavery). Payrow Payment Systems LTD (hereinafter PayRow), we are committed to playing our part in helping to prevent any incident of Modern Slavery in our business.

PayRow publishes this statement in accordance with section 54(1) of the Modern Slavery Act 2015 (the Act). Our statement sets out the steps that we are taking to help to prevent and detect any incidents of Modern Slavery that might happen in our business.

PayRow will not support or deal with any business knowingly involved in modern slavery or human trafficking.

Our business and structure

PayRow is a provider of end-to-end payment solutions. Our core purpose is to enable businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, card issuing and online cash solutions.

Delivered through an integrated platform, PayRow solutions are geared toward mobile-initiated transactions, real-time analytics and agile online payments.

Our supply chains

Our supply chains include suppliers of:

  • IT hardware and software, including software licences and open-source software;
  • Professional services from other financial institutions (such as corresponding banking and payments) and our advisers including our lawyers, accountants and auditors;
  • Data storage services;
  • Office equipment;
  • Office cleaning and other office facilities services.

The vast majority of our suppliers are based in the United Kingdom and EEA. They are required to take steps to prevent Modern Slavery in their own businesses and supply chains, whether under the Modern Slavery Act 2015 or equivalent legislation in other jurisdictions.

Our policies on slavery and human trafficking

Our policy in relation to Modern Slavery explains PayRow zero-tolerance approach to Modern Slavery, and our commitment to conducting our business ethically, and transparently. We encourage openness and are committed to supporting anyone that raises concerns – embedded in our Whistleblower Policy.

Our internal policies are essential for the organisation and form part of the internal controls we use to manage our day-to-day business. We require all colleagues to understand and comply with our policies, embedding our legal, regulatory and ethical commitments. We also share these with our business partners.

Our suppliers

Our suppliers range from IT systems and hardware providers, banks and other financial institutions, accountancy firms, law firms, large consultancies and recruitment agencies. Our analysis has determined the potential risk exposure of Modern Slavery within our business as low.

We believe it’s important for our suppliers to share a similar commitment to combatting Modern Slavery and upholding human rights. It is our expectation that all our suppliers and sub-contractors comply with the law and implement steps within their own organisations that assist in combatting Modern Slavery within their businesses and supply chains.

Our teams involved in relations with suppliers take supplier management and performance seriously. Decisions on potential suppliers are taken based not only on price and delivery times, but other factors including the supplier’s ability to deliver while maintaining compliance with applicable laws.

Wherever possible we seek to procure goods and services from an existing supplier already known to PayRow, which allows us to better understand our suppliers’ operations and policies and to build strategic, long-term relationships with those suppliers.

To ensure all those in our supply chain and contractors comply with our values, we have a robust supplier and product approval programmes in place.

When we appoint new contractors or suppliers, we pre-qualify them through a due diligence process. We look at company performance and get references from other customers to establish that they are suitable.

To date, we haven’t been made aware of any Modern Slavery activities within the supply chain. However, if any were highlighted to us, we would act immediately in accordance with our legal and moral obligations.