Payment Solution for Startups & Small Business

Simplify your business processes and manage your finances with UK-based digital payments solutions. Fast, easy, with no hidden fees and surprises

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Payment solution for startups

How it works

  • 1

    Sign up for Payrow to start a journey for free

  • 2

    Go through the KYC and KYB processes in one day. Even if you have a complex ownership structure, Payrow knows how to onboard you

  • 3

    Create your GBP or EUR account

  • 4

    Start managing all your finances in one place

Remove the Routine with Payrow

At the beginning of development, startups have a small team but many routine financial tasks. Gradually, the project scales up, and the number of tasks increases. Payrow has a deep understanding of delivering financial and automation services to startups.

  • automatic invoicing for freelancers, invoicing automation

    Invoicing Service

    Issue professional invoices for your business easily, customise templates, and send them to individuals or companies

  • pound icon, bank without hidden fees, transparent bank

    No Hidden Fees

    We guarantee transparent pricing and no hidden fees for payments

  • sepa and swift transfer for freelancers

    Local Transfers

    Make Eurozone and international money transfers in two clicks. Enjoy SEPA and FPS with Payrow

  • automatic invoicing, automatic statement issue, payment automation tool

    Automatic Statements

    Get detailed information on payments for the required period and download statements in a convenient format

  • money exchange, chargebacks, bank with seamless chargebacks

    Scheduled and Recurring Payments

    Create and schedule payments, set up recurrence, and streamline your business process

  • work_team.svg

    Work with Your Team

    Manage, control, and empower your team. Open up to 4 additional accounts for your key members

Pricing Plans

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Payrow FAQ

  • What do I need to open a Payrow business account?

    Tell us about your business.

    You’ll need to share details like your company name and registration number, where you’re located, and the industry you’re in.

    Tell us about yourself and your partners.

    We'll need some personal details (such as full name, DOB, and address) to verify your identity and, if applicable, the identity of your partners (usually, these will be shareholders in your business).

    Tell us if you act on behalf of someone.

    If you’re not a director or shareholder of the company, you may need to provide your authorisation to act on behalf of the business.

  • How long does it take to open a Payrow business account?

    Filling out our short online form is easy and intuitive. This should take around 10-15 minutes but could be slightly longer for more complex setups.

    After submitting your application, our onboarding team will review it and may contact you to confirm a few details.

  • How much does it cost to open a Payrow business account?

    Account opening is free of charge. We also offer a free trial month (£0 monthly fee) for all new customers for the first month with Payrow.

    Our tariff plans start from £19/month, and you can change your plan at any moment. Payrow has no transaction limits for all tariff plans.

    For other plans and their benefits, please check our pricing page.

  • What types of businesses and sectors of activity are supported?

    For now, we support the following business types: 

    • Private Limited Company (LTD)
    • Public Limited Company (PLC)
    • Limited Liability Partnership (LLP)

    We're working hard to support more business types soon:

    • Sole Traders
    • Public sector
    • Charities
    • Private foundations or trusts
    • Co-operatives
    • Other business entities

    From research laboratories to vintage clothing, we support too many sectors of activity to name here – put us to the test on payrow.com!

  • How can I receive regular statements?

    You can receive automatically generated regular statements by e-mail with a configurable regularity. 

    You can find more information about Payrow here.

  • Does Payrow work with businesses with complex ownership structures?

    Payrow has launched financial service support for businesses with complex ownership structures. Leveraging its extensive experience in the market, Payrow has begun offering maintenance for businesses with a complex ownership structure in the United Kingdom. Learn more.

  • Which countries are supported by Payrow?

    We are currently offering our accounts to UK companies. We are working hard in the background to bring Payrow to many more countries around the world. This doesn’t mean you can’t work with international clients – Payrow enables seamless transactions with many countries.

  • How fast are Payrow transfers?

    GBP and EUR transfers are processed via Faster Payments or SEPA. These two systems are among the quickest and most reliable payment networks available.

    Some payments can be processed almost instantly, while others may take a few hours to process. There are many factors that can influence the speed of a transaction, such as technologies used by the receiving banks, meeting compliance requirements, or the time and the day when the transaction takes place.

    Payrow endeavours to process transactions as quickly as possible - you can always use [email protected] or the live chat to bring slower transactions to our attention.

  • Does Payrow provide business cards?

    We’re working hard in the background to bring more functionalities to life. Business cards are very close on the horizon. We know every business needs cards – we are working on a very cool and modern card programme to include virtual cards for maximum flexibility. Stay tuned!