Payment Solution for Business

Help your business grow fast and efficiently with automated payment solutions. No extra costs and productive management – all in one.

Get Started
open payment account for your business in the UK

How it works

  • 1

    Sign up for Payrow to start a journey for free.

  • 2

    Go through the KYC and KYB processes in one day. Even if you have a complex ownership structure, Payrow knows how to onboard you.

  • 3

    Create your GBP or EUR account.

  • 4

    Invite your team members.

  • 5

    Start managing all your finances in one place.

Handy Services for Your Company

It's time to go digital! Payrow helps optimise and automate your payments, manage workflow and organise business processes.

  • automatic invoicing for freelancers, invoicing automation

    Automatic Invoicing

    Pay for incoming invoices directly or use customisable templates

  • pound icon, bank without hidden fees, transparent bank

    No Hidden Fees

    We guarantee transparent pricing and no hidden fees for international payments

  • remote account operation, online bank, seamless kyc, easy onboarding, mobile banking for sme

    International Transfers

    Make Eurozone and international money transfers in two clicks

  • automatic invoicing, automatic statement issue, payment automation tool

    Automatic Statements

    Get detailed information on payments for the required period and download statements in a convenient format

  • secured transactions, secured bank, bank security

    Stay Safe with Anti-Fraud System

    We keep your account details safe, flag suspicious transactions, and ask for extra verification to protect you

  • work_team.svg

    Work with Your Team

    Manage, control, and empower your team. Open up to 4 additional accounts for your key members.

  • support_chat.svg

    24/7 Support

    Whenever you have a question, our team will help you to find a solution

  • card payments, card limits

    Card PaymentsSoon

    Get your card. Spend and control your funds safely with no compromises.

Pricing plans

Compare plans

Payrow FAQ

  • Does Payrow provide business cards?

    We’re working hard in the background to bring more functionalities to life. Business cards are very close on the horizon (ETA Q4 2023). We know every business needs cards – we are working on a very cool and modern card programme to include virtual cards for maximum flexibility. Stay tuned!

  • Does Payrow work with businesses with complex ownership structures?

    Payrow has launched financial service support for businesses with complex ownership structures. Leveraging its extensive experience in the market, Payrow has begun offering maintenance for businesses with a complex ownership structure in the United Kingdom. Learn more.

  • What businesses can open a Payrow account?

    Payrow can support

    • Sole proprietorship
    • General partnerships
    • Limited liability partnership
    • Limited partnership
    • Limited liability company
    • Business corporations

    For now, Payrow is unable to open accounts for non-profit organisations, charities, funds, private foundations or trusts, the public sector, or cooperatives. 

    Sectors of activity

    Payrow is unable to support some sectors of activity due to regulatory, risk, and reputation restrictions. These sectors are dynamic and may change over time.

    Our onboarding team is expertly trained to identify restricted sectors of activity and will keep you closely informed throughout the application process. If you have any questions about sectors of activity before submitting an application, you can always use [email protected] or the live chat.

  • What currencies are supported?

    You can send international transfers in GBP and EUR. We are working hard in the background to add more currencies very soon.

    If you transfer money to a bank account in a different currency (for example, if you transfer GBP to an account which holds SEK), a conversion fee might apply on the receiving bank side.

  • Is Payrow safe?

    Payrow Payment Systems Limited (Payrow) is authorised by the Financial Conduct Authority (FCA) (Firm reference number 903004) as an EMD Agent for PayrNet Limited (Principal Firm reference number 900594). The FCA register entry for Payrow can be found here. 

    The FCA authorisation is a sign of trust and meeting the required regulatory standards.

  • Can I change my plan?

    It’s easy to upgrade or downgrade your plan at any time. Upgrades are effective immediately to help your business right away. Downgrades take effect at the end of your current billing cycle. Our support team can take care of anything else around plans and billing. You can find more information about Payrow here.

  • What types of businesses and sectors of activity are supported?

    For now, we support the following business types: 

    • Private Limited Company (LTD)
    • Public Limited Company (PLC)
    • Limited Liability Partnership (LLP)

    We're working hard to support more business types soon:

    • Sole Traders
    • Public sector
    • Charities
    • Private foundations or trusts
    • Co-operatives
    • Other business entities

    From research laboratories to vintage clothing, we support too many sectors of activity to name here – put us to the test on!

  • How much does it cost to open a Payrow business account?

    Our free plan is, of course, free, including the account opening. For other plans and their benefits, please check our pricing page.

  • How long does it take to open a Payrow business account?

    Filling out our short online form is easy and intuitive. This should take around 10-15 minutes but could be slightly longer for more complex setups.

    After submitting your application, our onboarding team will review it and may contact you to confirm a few details.

  • What do I need to open a Payrow business account?

    Tell us about your business.

    You’ll need to share details like your company name and registration number, where you’re located, and the industry you’re in.

    Tell us about yourself and your partners.

    We'll need some personal details (such as full name, DOB, and address) to verify your identity and, if applicable, the identity of your partners (usually, these will be shareholders in your business).

    Tell us if you act on behalf of someone.

    If you’re not a director or shareholder of the company, you may need to provide your authorisation to act on behalf of the business.

  • Which countries are supported by Payrow?

    We are currently offering our accounts to UK companies. We are working hard in the background to bring Payrow to many more countries around the world. This doesn’t mean you can’t work with international clients – Payrow enables seamless transactions with many countries.